StepEx tuition finance
Pay for your course over time
See the finance terms for your course and apply separately to StepEx.
Finance is optional and separate from your course application. Your credit agreement would be with StepEx Lender Ltd. Approval is subject to eligibility and affordability checks.
Featured course
PGDL London Full Time
48 months: £355.67 a month
Representative example
Based on PGDL London Full Time, The University of Law, starts 4th January 2027
- Duration
- 48 months
- Monthly payment (months 1 to 47)
- £355.67
- Final payment (month 48)
- £355.51
- Each payment includes the £1.00 platform fee
- Cash price
- £15,200.00
- Total amount of credit
- £15,200.00
- Deposit
- £0.00
- Charge for credit
- £1,892.00
- Interest, 0% fixed rate
- £0.00
- Fixed credit charge, instead of interest
- £1,824.00
- Platform fee, £1.00 × 48
- £48.00
- Application fee
- £20.00
- Total amount payable
- £17,092.00
- Representative APR
- 6.1% APR representative
The £20.00 application fee is charged when you start identity verification and isn't refunded if your application is declined.
Your education provider may charge fees of its own, such as a reservation, admission or resit fee. These are paid directly to your provider and are not part of your StepEx finance and are not included in the figures shown. Check your education provider's website to confirm any and all fees they charge.
Finance terms may change for future applicants.
- StepEx Lender Ltd — authorised and regulated by the Financial Conduct Authority (FRN 824928)
- Make your StepEx loan repayments by direct debit
- Manage your StepEx agreement online
About The University of Law
A specialist university with a long history of legal education
first-time SQE1 pass rate in January 2026, compared with a 58% national first-time pass rate.
of postgraduate students in work were in highly skilled employment 15 months after graduating.
of legal education celebrated by The University of Law in 2026.
The University of Law statistics. SQE claim based on more than 2,000 responses with all eligible cohorts contacted; employment figure uses 2022/23 Graduate Outcomes data.
Finance terms by course
How it works
1. Get accepted onto your course
Have received acceptance onto your course from The University of Law.
2. Apply separately to StepEx
StepEx completes identity, eligibility, affordability and credit checks before making a lending decision. An application fee applies when you start identity verification; the amount is shown in each example.
3. Review your documents before you sign
Your pre-contract information, explanation and credit agreement show your payments, term, charges and total amount payable.
4. StepEx settles your course fees
If you sign, StepEx settles your financed course fees with The University of Law under its arrangement with them. You then repay StepEx monthly by Direct Debit and manage your agreement in the StepEx portal.
Before you apply
Eligibility and approval
To apply:
- you live in the UK
- you are applying for an eligible The University of Law course
- you have a UK bank account that can set up a Direct Debit
- you pass StepEx's identity, affordability and credit checks
Approval is not guaranteed.
Costs and fees
- Fixed credit charge: some finance options include a fixed charge, added when the credit is provided, instead of interest. Each example shows whether it applies and how much it is.
- Deposit: some courses require a deposit, paid to The University of Law and counted towards your course fees. It is not borrowed.
- Missed payments: if you miss a payment, charges may apply and it could affect your credit rating.
Managing your finance
- Your credit agreement is with StepEx Lender Ltd.
- Repayments are collected monthly by Direct Debit.
- Balances, documents and account management are in the StepEx online portal.
- For help, use the portal or contact StepEx.
If your circumstances change or you miss a payment
Contact StepEx as soon as possible if you are worried about making a payment. StepEx has a support process and will look at your circumstances. Missing payments could have severe consequences, including extra charges, and could make it harder or more expensive to borrow in future.
Your final documents and terms
Before you sign, StepEx gives you pre-contract information, an explanation of the agreement and the credit agreement itself. The figures in your documents are the ones that apply to you. You can withdraw from the credit agreement within 14 days of it being made. Withdrawing from the finance does not cancel your course place: speak to The University of Law about your course.
Provider responsibility and your rights
The University of Law does not provide credit or set repayment terms. The education provider is responsible for delivering the course. This does not affect any rights you may have against StepEx under applicable law or your credit agreement.
Regulated credit is provided by StepEx Lender Ltd, authorised and regulated by the Financial Conduct Authority (FRN 824928), a wholly owned subsidiary of Step Exchange Ltd. Finance is subject to eligibility and affordability checks.
The education provider is responsible for delivering the course. This does not affect any rights you may have against StepEx under applicable law or your credit agreement.