This is not traditional debt, this is a Future Earnings Agreement
Are you struggling to finance your post-graduate or technical qualification
Our finance is more accessible because it is based on your future earning potential
Do you want a fixed number of repayments?
We will tell you upfront how many repayments you'll need to make
Do you want to be sure you can repay your loan?
You will only ever have to pay an agreed percentage of your agreement
We fund you based on your future potential not your income history
Future Earnings Agreement Calculator
Find out how much of your future earnings you could be investing in yourself right now.
Maximum repaid is £60,000 if income exceeds £500,000 over the repayment period minimum repaid is zero if annual income never exceeds £25,000
You will make no repayments until you earn over a minimum threshold. To ensure this product is affordable there are restrictions on how much of your future earning you can sell, typically this limit is 15%. This calculation is based on an approximate equivalent 9% APR. The expected cost of StepEx finance can range from 7% APR to 12% APR depending on the course. If you earn more than expected you will repay more and if you are earn less than expected you will repay less. For full details please see the “Our product” page.
Why us?
University testimonial
Cranfield university professor Dr Stephanie Hussels discusses why Cranfield partnered with StepEx and the benefits it brings to the university and its students.
Some of our partners
