About StepEx
StepEx provides tuition finance for UK education providers. We lend and collect, and providers are paid as students repay. Students spread the cost of their course; providers fill seats that would otherwise stay empty.
Who we are
StepEx is StepEx Lender Ltd, the lender under every StepEx finance agreement. It is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 824928) and you can check its entry on the FCA Register. It runs this website and the StepEx platform and provides services to education providers. StepEx is based in Saltash, Cornwall.
Who we work with
StepEx finance is available at the providers listed on our finance-availability page
Our approach to lending
- Affordability first. StepEx lends only where repayments look affordable on the evidence, and declines where they don't. Approval is not guaranteed.
- Clear before signing. Every cost is shown in pounds before the applicant commits, in a representative example and in the agreement itself.
- Support when things change. Borrowers who struggle can ask StepEx for help, and StepEx points them to free, independent debt advice.
- Credit reporting. StepEx uses Experian to assess applications and reports repayment history to it, which can help or harm a borrower's credit file depending on how they repay.