SARAH ACADEMY - EMPOWERING INTERNATIONAL STUDENTS & PROFESSIONALS
Sarah Academy is dedicated to improving the lives of international students and professionals by providing the support, resources, and community needed to succeed in the UK. They have:
Career-Focused Approach
Sarah was founded to give international students a genuine head start in the UK job market. With a strong focus on career outcomes, the organization has successfully supported hundreds of candidates in securing their desired roles. As an outcome-driven business, Sarah continuously refines its programs based on feedback to ensure the highest chances of success for its members.
World-Class Learning & Coaching
Partnering with top-tier teachers and career coaches, Sarah delivers a high-quality learning experience. Its instructors are industry specialists with backgrounds in leading global companies, bringing both functional expertise and hiring insights to the program.
A Supportive Community
Recognising the importance of a strong network, Sarah fosters a welcoming and engaged community. Regular events and meetups in London provide opportunities for members to connect, share experiences, and engage with the team. While these gatherings are typically exclusive to members, those interested in attending can reach out to the team for more information.
With a commitment to excellence and student success, Sarah continues to shape the future of international professionals in the UK.
Key Features of the Future Earnings Agreements (FEAs)
Future Earnings Agreement: With this agreement, you commit to repaying a fixed percentage of your post-course earnings, but only when your gross annual income is at least £26,000. Your total repayment amount is directly linked to your future income, requiring you to pay less than the average earner if your earnings are
lower and more if they are higher. Rest assured, there is a cap on the maximum amount you could ever repay.
How to apply for the FEA
1. Apply for your course.
2. Once accepted apply at StepEx Application Portal.
3. Complete the Identity Verification and provide Open Banking Access.
4. If approved, complete the arrangement fee payment.
5. Read the terms of your financing and sign your financing contract with StepEx.
6. Start your course.
Details of the Student Offer
Repayments are set to start once you graduate and start earning at least £26,000. You will then repay a small percentage of your income for a fixed period of time. Depending on your post-course earnings you might repay £0 if your gross annual earnings are below £26,000, or you might repay more than the amount borrowed if you earn more in your career after the course. The maximum amount you might ever repay is limited to £8,000 . Please see below more information on the student offers for different courses.
Sarah Academy Future Leaders Programme Student Offer:
£79 upfront + 7.5% of your gross annual earnings for the first 24 months in which your gross earnings are the equivalent of at least £26,000 per annum. The maximum amount payable is capped at £8,000 and the maximum term of the contract is 72 months.
Eligibility Criteria
Eligibility for StepEx financing is defined by both StepEx and the education provider.
To be eligible for finance you must:
• Be aged over 18
• Have been offered a place on your course
• Not be on any sanctions or watchlists
• Be likely to be able to afford repayments
• Not have a history of non-repayment of your financial obligations
• Be suitable for this type of product
In addition, your education provider has imposed the following eligibility criteria for course places that can be financed with this agreement.
Charges
With the Future Earnings Agreement, your repayment period is postponed until you start earning at least £26,000.
However, there are a number of administration charges that you must pay from your own resources to benefit from the features of the Future Earnings Agreements, and some charges that are consequent on your choices or behaviour:
- Application fee
There is a £20 initial charge for confirming your details such as ID and for assessing your financial capabilities – your present or anticipated future income and your spending commitments. That enables us to determine what level of monthly payments are likely to be affordable for you. If we determine that you qualify for participation in the FEA, you will then be made an offer for the applicable Voucher amount.
Origination fee of £59 for processing your application. Please note that this fee will be directly refunded to you by Sarah Academy once you make your first repayment.
- Default charge
If you fail to make the required payments for 90 days we reserve the right to terminate your agreement in which case all outstanding repayments become due. We then reserve the right to pass the debt to a debt collection service that may charge you for their costs of collecting the debt from you.
Conditions
The full terms and conditions of the financing agreement are set out in your credit agreement.
