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Payment Barrier Uplift Calculator

Estimate how many additional students could enrol if qualified applicants did not have to pay the remaining course fee upfront.

Your numbers

How many students currently enrol or start?
£
Course fee before scholarships, subsidies, grants or employer funding.
£
Grants, scholarships, subsidies or employer funding that reduce the amount the learner must pay upfront.
Subsidy £1,500Upfront fee gap £10,500
Additional students the provider could realistically accommodate.
Upfront fee gap: £10,500

The amount the learner still has to fund after grants, subsidies, scholarships or employer funding.

Base case

Capped at additional places available

Estimated additional starts

+1,250

Gross course-fee value

£15.0m

Before StepEx fees, collection timing and non-collection.

StepEx is most useful where qualified demand exists, but applicants drop out when asked to pay the remaining course fee upfront.

Today vs With StepEx funnel

Today

Target audience size

83,333

Estimated from enrolments

Target audience → applicants: 15.0%

Applicants

12,500

Estimated from enrolments

Payment-stage conversion: 20.0%

Starts today

2,500

With StepEx — Base case

Target audience size

83,333

Fixed — unchanged by StepEx

Financially reachable: 35,295 → 49,947 (+14,652)
Target audience → applicants: 15.0% → 17.6%

Applicants with StepEx

14,698

+2,198
Payment-stage conversion: 20.0% → 29.2%

Starts with StepEx

3,750

+1,250

2,500 current + 1,250 additional

Where the uplift comes from

Existing applicant recovery

+1,347 starts

Payment-blocked applicants after alternative funding offset × StepEx acceptance × living-cost feasibility.

Additional starts from newly reachable demand

+440 starts

Newly reachable audience converted through the current applicant rate, selected capture case and living-cost feasibility.

Capacity cap

1,250

The maximum additional students the provider can actually accommodate.