# StepEx

> Tuition finance for UK education providers. StepEx (Step Exchange Ltd, with regulated lending by StepEx Lender Ltd) converts payment-constrained demand across the enrolment funnel — enabling qualified learners to progress from prospect to applicant to enrolment, without providers discounting courses, running credit operations, or becoming a lender.

StepEx Lender Ltd is authorised and regulated by the Financial Conduct Authority. Partners do not provide credit; StepEx handles regulated lending, servicing and collections.

## Pages

- [Home](/): Overview of StepEx tuition finance for UK education providers.
- [About StepEx](/about-stepex): Company, group structure and regulatory status.
- [Regulatory compliance](/regulatory-compliance): FCA authorisation, entity roles and compliance framework.
- [Solutions](/solutions): How StepEx supports providers across finance, sales and marketing.
- [Solutions — Finance](/solutions/finance): Finance-team benefits: pricing integrity, cash flow, receivables.
- [Solutions — Sales & marketing](/solutions/sales-marketing): Enrolment-funnel conversion and demand uplift.
- [How student repayments work](/how-student-repayments-work): Explainer for prospective students on repayments and eligibility.
- [Speak to StepEx](/speak-to-stepex): Contact form for education providers.

## Guides and FAQs

- [Provider FAQs](/provider-faqs): Common questions from education providers.
- [Student FAQs](/student-faqs): Common questions from students.
- [Signposting guide](/providers/sign-posting-guide): How providers should signpost StepEx finance to learners.
- [Assessing StepEx](/assessing-stepex): Framework for procurement, risk and compliance teams evaluating StepEx.
- [Partner information](/partner-information): Onboarding and integration information for partner providers.

## Tools

- [Financial impact model](/financial-impact-model): Model the revenue and margin impact of offering StepEx.
- [Demand uplift calculator](/demand-uplift-calculator): Estimate enrolment uplift from removing payment-timing barriers.

## Insights

- [Insights](/insights): Research and commentary on tuition finance and the UK education market.
- [Conversion rates and margins in education 2025](/insights/conversion-rates-margins-education-2025): How payment-constrained demand affects conversion and margins.
- [Funding your students 2025](/insights/funding-your-students-2025): Provider options for supporting student funding.
- [Graduate incomes in a downturn 2025](/insights/graduate-incomes-downturn-2025): Graduate earnings outlook and implications for repayments.
- [FE policy after the election 2025](/insights/fe-policy-after-election-2025): Post-election further-education policy landscape.
- [Private equity case study: deferred payments 2025](/insights/private-equity-case-study-deferred-payments-2025): Case study on deferred-payment structures in PE-backed education.

## Example partner page

- [Example student finance page](/example-student-finance-page): Illustrative provider-branded finance page (not a live offer).

## Policies

- [Privacy policy](/privacy-policy): How StepEx handles personal information.
- [Cookie policy](/cookie-policy): Cookies used on stepex.co and consent options.
- [Website terms of use](/website-terms-of-use): Terms governing use of stepex.co.
- [Accessibility](/accessibility): Accessibility statement and support contact.